Some high-end cars are easier on your wallet than others. Here's Bankrate's list of seven larger luxury cars that are the cheapest to own.
When considering actual ownership costs, the question is: What's the manufacturer's suggested retail price got to do with it? Not as much as you might think.
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The consumer auto advice site Edmunds.com has a calculator projecting the "true cost to own," or TCO, over five years. In addition to the purchase price, it factors in costs that consumers often don't consider, such as depreciation, loan interest, insurance premiums, fuel and maintenance costs.
Edmunds assembled these picks based on their true-cost-to-own pricing system. Because taxes and insurance costs vary by location and driving habits influence fuel costs, the TCO numbers are comparative rather than absolute. These are national averages; the "true cost to own" for your ZIP code may be different.
Here are the best bets for the cheapest-to-own larger luxury cars.
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2012 Hyundai Genesis 3.8
2012 Price: $34,200
True Cost To Own: $56,235
Fuel Economy MPG: 19 city, 29 highway
The listed price is for the entry-level 2012 Hyundai Genesis 3.8 -- a value that puts other luxury sedans to shame.
In shopping for a luxury car, the biggest hurdle Genesis poses may be that it's a Hyundai. However, once you forget about its pedigree, concentrating instead on its overwhelming level of standard content, well-appointed cabin, passenger comfort and competent performance, you might be sold even without considering its low cost of ownership.
Its 333-horsepower, 3.8-liter V-6 and eight-speed automatic transmission deliver solid fuel economy and zesty acceleration.
Standard features include full power accessories, dual-zone automatic climate control, eight air bags, keyless start and entry, leather seating and a seven-speaker audio system with a USB/auxiliary input jack for your music-playing device.
It also has a full range of up-level options found on luxury cars, costing tens of thousands more.
Read more: Cheap-To-Own Luxury Car: Hyundai Genesis | Bankrate.com
2012 Lincoln MKS
2012 Price: $45,390
True Cost To Own: $60,152
Fuel Economy MPG: 16 city, 23 highway
The listed price is for the 2012 Lincoln MKS with all-wheel drive.
In addition to its relatively low cost of ownership, the MKS scores high marks for passenger space and cargo room.
You can make the argument that it's really a gussied-up Ford Taurus, but the MKS provides a much more enhanced passenger experience with such features as a power-tilt-and-telescoping steering wheel, dual-zone automatic climate control, leather seating, a power rear sunshade, six air bags, Ford's SYNC connectivity, and a THX-infused audio system with 10 speakers and a USB/auxiliary input jack for music.
Fuel economy is an EPA-estimated 16 mpg city and 23 mpg highway generated by a 273-horsepower V-6 with six-speed automatic transmission.
It's a sensible luxury car at a sensible price.
Read more: Cheap-To-Own Luxury Car: Lincoln MKS | Bankrate.com
2012 Audi A6
2012 Price: $41,700
True Cost To Own: $63,595
Fuel Economy MPG: 25 city, 33 highway
Spotlighted here is the 2012 A6 Premium 2.0T.
Fuel economy is a big plus for the A6 regardless of whether equipped with the 211-horsepower, 2-liter, turbocharged, four-cylinder engine priced here or the 310-horsepower, supercharged, 3-liter V-6 found in the pricier A6 Premium 3.0T Quattro. Quattro is Audi-speak for all-wheel drive.
Audi has a reputation for high-quality interiors as reflected in the A6 with its standard tri-zone automatic climate control, eight air bags, keyless entry/start, leather seating, 10-speaker audio system with Bluetooth connectivity and a USB/auxiliary input jack for playing music.
Sporty, fun to drive and loaded with luxury amenities, the A6 is a terrific choice among larger luxury cars.
Read more: Cheap-To-Own Luxury Car: Audi A6 | Bankrate.com
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